Pension planning is a journey not a destination…

Some key aspects of successful retirement planning are:

• Get professional advice as soon as you can (it is never too late)

• Ensure your plans are reviewed regularly to stay on track with your goals

• Understand and leverage the power of tax relief

For expert advice to help you retire with the lifestyle you want, please get in touch.

A pension is a long-term investment and the value is not guaranteed. Any advice or considerations are personal to each individual’s circumstances.

A pension is a long-term investment, the value of your investment and the income from it may go down as well as up. Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax legislation. [where ‘investment’ is mentioned]

Levels and bases of, and reliefs from taxation are subject to change and their value depends on the individual circumstances of the investor. [where tax is mentioned]

Your pension income could also be affected by the interest rates at the time you take your benefits. The tax implications of pension withdrawals will be based on your individual circumstances, tax legislation and regulation which are subject to change in the future.

Advice on auto enrolment pensions is not regulated by the financial conduct authority.